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| Greetings from Highlands Union Bank! A quarter century of service is a remarkable milestone in any industry, and banking is no exception. Highlands Union Bank is privileged to have served you for more than 25 years! Our record speaks for itself: HUB is the only surviving operation among the original seven community banks that began in Virginia in 1985. We are grateful to our loyal customers, our valued shareholders, our board of directors, our dependable staff and the growing communities we serve – in Virginia, Tennessee and North Carolina. Moving forward, our goal is to continue building relationships on mutual trust. We look ahead to providing many more years of excellence in customer service, offering the best in banking and financial products, and creating rewarding careers for our outstanding employees. As our board of directors and management team plan the course we will take over the next few years, we are confident that economic recovery is not far away, although it is likely to be a slow process. In the midst of fluctuating national and local economies, we will always conduct business with our customers in mind, focusing on sound banking practices, teamwork and the interests of our shareholders. We will continue to provide the same high level of service HUB customers know and expect. If you are already a member of HUB’s “family” of customers, thank you! We appreciate your business and invite you to share your thoughts and comments with us. My door is always open. If you have not yet experienced HUB’s trademark service through “faces you know, people you trust,” we encourage you to give us a try. Contact a representative at one of the convenient locations listed on this website and see how HUB can manage all of your banking and financial needs! We look forward to hearing from you. Sincerely, Samuel L. Neese Chief Executive Officer |
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Main Office Number 1.276.628.9181 • hubank.com © 2006 • Privacy • Identity Theft
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