Dear Valued HUB Customer:

In April of this year, Highlands Union Bank celebrates 25 years of success in the banking industry!

We are honored to have served you since 1985 – from our humble beginnings on Main Street in Abingdon, Va., to 14 offices now located across three states. It has been an exciting quarter of a century, and we look forward to providing exceptional services to you for years to come.

The ongoing volatility in the nation’s financial markets still has many individuals anxious about their family’s security. As our country’s banking, investing and insurance firms continue to experience unprecedented change, Highlands Union Bank remains committed to meeting your financial needs.

Backed by 25 years of experience, more than half-a-billion dollars in assets, a forward-thinking board of directors and devoted shareholders, we will continue to raise the bar for excellence in service and offerings as we assist you – our loyal customers – in attaining your financial goals.

Highlands Union Bank will always follow sound banking practices that support our communities. Our focus does not change; our highest priority is to look after the best interests of our shareholders, depositors, community businesses and families.

Thank you for your continued support the past 25 years! We are most grateful for those assets not included on the balance sheet – our valued shareholders, our dependable staff, our loyal customers and the growing communities we serve.

Sincerely,
Samuel L. Neese
Chief Executive Officer