Personal Business

Business Loans

Highlands Union Bank is proud to make loans, including agricultural loans, to small- and medium-sized businesses. Whether it's purchasing equipment or real estate, working capital or other business-related needs, Highlands Union Bank offers a wide array of loan products to meet your needs. Small Business Administration loans (SBA) are also available through our bank. Our loan department offers the services of a metropolitan bank without the red tape so that we can more efficiently serve our business customers. Most commercial loan approvals are made within 24 hours of a submitted application and all decisions are made locally. Highlands Union Bank works with businesses big and small, including farms, across our tri-state service region to help business grow!

Credit Cards

Look no further than Highlands Union Bank for a Business credit card. Enjoy competitive rates and a local service for your MasterCard® credit card. Easily track your monthly business expenses. The full balance must be paid monthly on business cards.

Equipment Leasing

Rather than accepting an equipment lease that may lead to high payments and large end-of-lease purchase options, call Highlands Union Bank's leasing service. Traditionally, banks haven't been able to meet this type of business need, but HUB has negotiated with a national leasing company for fast, convenient service that doesn't have the hidden surprises and prices.

Our leasing program with advantageous payments and terms includes:

  • Over-the-phone application
  • Same- or next-day approval
  • Typically, no financial or tax returns for equipment under $50,000
  • 100 percent financing
  • Tax benefits of leasing
  • Fixed payments up to five years
  • Lease signed at your office