Personal Business

Business Loans

Highlands Union Bank is proud to make loans, including agricultural loans, to small- and medium-sized businesses. Whether it's purchasing equipment or real estate, working capital or other business-related needs, Highlands Union Bank offers a wide array of loan products to meet your needs. Small Business Administration loans (SBA) are also available through our bank. Our loan department offers the services of a metropolitan bank without the red tape so that we can more efficiently serve our business customers. Most commercial loan approvals are made within 24 hours of a submitted application and all decisions are made locally. Highlands Union Bank works with businesses big and small, including farms, across our tri-state service region to help business grow!

Equipment Leasing

Rather than accepting an equipment lease that may lead to high payments and large end-of-lease purchase options, call Highlands Union Bank's leasing service. Traditionally, banks haven't been able to meet this type of business need, but HUB has negotiated with a national leasing company for fast, convenient service that doesn't have the hidden surprises and prices.

Our leasing program with advantageous payments and terms includes:

  • Over-the-phone application
  • Same- or next-day approval
  • Typically, no financial or tax returns for equipment under $50,000
  • 100 percent financing
  • Tax benefits of leasing
  • Fixed payments up to five years
  • Lease signed at your office