Highlands Union Bank is proud to make loans, including agricultural loans, to small- and medium-sized businesses. Whether it's purchasing equipment or real estate, working capital or other business-related needs, Highlands Union Bank offers a wide array of loan products to meet your needs. Small Business Administration loans (SBA) are also available through our bank. Our loan department offers the services of a metropolitan bank without the red tape so that we can more efficiently serve our business customers. Most commercial loan approvals are made within 24 hours of a submitted application and all decisions are made locally. Highlands Union Bank works with businesses big and small, including farms, across our tri-state service region to help business grow!
Look no further than Highlands Union Bank for a commercial credit card. Highlands Union Bank has its own full-service credit card department. Enjoy competitive rates and local service for your Visa®, Visa® Gold or MasterCard® personal cards and Visa® or Visa® Gold for merchants. The full balance must be paid monthly on commercial cards.
Rather than accepting an equipment lease that may lead to high payments and large end-of-lease purchase options, call Highlands Union Bank's leasing service. Traditionally, banks haven't been able to meet this type of business need, but HUB has negotiated with a national leasing company for fast, convenient service that doesn't have the hidden surprises and prices.
Our leasing program with advantageous payments and terms includes:
- Over-the-phone application
- Same- or next-day approval
- Typically, no financial or tax returns for equipment under $50,000
- 100 percent financing
- Tax benefits of leasing
- Fixed payments up to five years
- Lease signed at your office