First Time Home Buyer
Highlands is here to help you realize your dreams. For first time home buyers, we have the product to help you make your dream a reality. Our first time buyer mortgage program offers those with low to moderate income the ability to finance a new home.
- Up to 100% financing
- No private mortgage insurance
- Low closing costs
- No pre-payment penalty
- Low rates
- Local servicing
- Must be a first-time home buyer
- Minimum credit score of 650
- Maximum annual household income of 80% of the median income in your area
- Loans are only available for properties located in Highland's designated service areas
- The property must be a conforming, single-family primary residence.
- Monthly escrow is required for homeowners insurance and real estate taxes
Call Highlands Union Bank at 1.800.291.6465 or visit one of our branches for more information.